Leveraging Assumption Of Risk In Personal Injury Cases: A Comprehensive Guide
Assumption of risk is a legal doctrine that may be used by a defendant in a personal injury case, such as a car or truck accident. An insurance company or other entity that is being sued for financial compensation may try to use the assumption of risk as a way to reduce their liability and the compensation that they may owe you.
How Does Assumption Of Risk Apply To Car Accident Cases?
In a car accident case, a defendant may use an assumption of risk as a defense strategy. They may argue that you, the victim, knowingly and voluntarily took on the risk of driving and understood that there was an inherent danger in this activity. A defendant and their attorney may use this defense to try to avoid any liability for their injuries.
If the judge or jury determines that you as the plaintiff assumed the inherent risk of driving, the compensation to which you are entitled could be reduced or even eliminated. Your Nevada personal injury attorney will be prepared to guide you through this process and make a strong argument on your behalf.
Personal injury claims rely on allegations of negligence of another person. When it comes to car accidents, common negligent actions that can result in a collision include:
- Criminal speeding
- Driving under the influence of drugs or alcohol
- Reckless driving
- Failure to yield
- Violation of a traffic law
Some negligent actions may be due to human error. In contrast, others are an intentional choice and may be prosecuted as a crime in criminal court, in addition to your personal injury lawsuit in civil court.
Common Negligent Actions Leading To Car Accidents
To prove negligence, your Las Vegas personal injury lawyer will need to prove four elements:
- That the plaintiff owed you a duty of care
- That the plaintiff failed in that duty
- That you suffered injury or loss
- That your damages are the direct result of the plaintiff’s negligent actions
Your car accident lawyer will fight on your behalf to prove your claims. However, the defendant may try to raise the assumption of risk defense to protect themselves from liability. They may argue that you knew the inherent risks of driving and are therefore not liable for your injuries, damages, and losses.
What Are the Different Types Of Risk Assumptions?
There are two main types of risk assumption:
Express Assumption Of Risk
This is when an individual agrees explicitly, usually in writing, to agree to the risk of a particular activity they want to engage in. A common example is signing a waiver before participating in a potentially dangerous activity, such as skydiving or kayaking. Although the express assumption of risk is a common part of many personal injury cases, it does not usually apply to car accidents.
Implied Assumption Of Risk
Even accidents that occur at low speeds can cause severe personal injuries and vehicle damage. If you’ve been injured because another This type of situation is more complicated and nuanced because there is no explicit assumption of risk, but the individual’s actions imply that they understood and accepted the risks that were involved. This could be something as simple as attending a sports game where a ball could fly into the stand or drive a vehicle. Implied assumption of risk is an important part of many car accident cases handled by our Las Vegas car accident attorney.
What Is the Secondary Implied Assumption Of Risk?
In some implied assumption of risk cases, such as driving, the other party owes a duty of care to the person who participates. The participants know the risks and voluntarily accept these risks. For example, driving is an inherently dangerous activity, but individuals who participate owe each other a duty of care and obligation to follow established traffic laws to protect everyone’s safety.
When another party, such as another driver on the road, owes you a duty of care, comparative negligence may apply to your case, allowing you to qualify for some financial compensation even though you accepted the risks. This type of comparative negligence will compare the other party’s negligence against the risk that you took while driving the vehicle, and determine a fair amount of financial compensation for your damages based on the circumstances of the case.
Contact Nevada’s Leading Car Accident Injury Attorneys
Assumption of risk is just one of the many legal issues that may arise in your car accident case. This is where the guidance of an experienced car accident lawyer in Las Vegas can be invaluable to your personal injury claim. Benson & Bingham Accident Injury Lawyers, LLC can provide legal advice, build a strong case on your behalf, and work to prove the extent of your injuries and losses that you sustained in a car accident. Let us handle the many details 0while you focus on your recovery! To learn more about how we can help maximize your financial compensation and provide guidance through the legal process, contact us today to schedule your free consultation.